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What's The Best Place
For Your Money?

Take Our One-Minute Certificate of Deposit Test

Select the answer that best describes your situation in each question below.
When you're finished, click Add Up My Points. Continue... I'll take the test later.

Since interest rates are constantly changing, they can be higher or lower next month or next year. In which direction do you believe interest rates are headed now? Score:
Higher
10
No Opinion
15
Lower
20
How important is it to you to be able to withdraw money from your account on short notice without a penalty? Score:
Very Important
10
Somewhat Important
15
Not Important
20
How important is it to you to be able to add amounts less than $500 to your account at any time? Score:
Very Important
10
Somewhat Important
15
Not Important
20
How important is it to you to be able to lock in the highest available interest rate, even if it means tying up your money? Score:
Very Important
10
Somewhat Important
15
Not Important
20
Which of these accounts do you already have, here or at another institution? Score:
Money Market
10
Certificate Of Deposit
10
Neither
10
Both
15
Which statement best describes your plans for savings? Score:
I just want the money to be there for a rainy day. 5
I'm saving for a specific expense less than a year away. 5
I plan to use the interest income to meet living expenses. 10
I'm saving for a specific expense more than a year away. 20
No plans right now, I just want my savings to grow. 20

To Find Out What Your Score Means, Click HERE


This chart is for your information only. Be sure to consult a personal banker before creating a certificate of deposit or opening a money market account.

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