Why Bank With Us?

  1. Easy Access to Your Accounts
    Internet Banking1 & Bill Pay, E-statements, Telephone Banking, Check Cards1 and much more!
  2. High IRA Rates
    Our IRA rate is .50 percent higher2 than a CD base rate so your money will grow faster. Plus our IRAs have no setup fee or annual fee.
  3. Local Loan Decisions3
    We understand your needs and wants because we live and work in your community, and we’re able to respond to your requests quickly because we make decisions locally.  Plus, our decisions are based on YOU, not just your credit score.
  4. Prime Visions Club
    Members ages 50 and over receive specialty checks, up to 10 photocopies per month, no-fee cashier’s checks, key registration, monthly planned events and trips and more.
  5. CD Rates on a Savings Account
    Our Best Deal Savings Account4 allows you to get CD rates on monthly deposits as small as $25.
  6. Upgrade CD and IRA2
    Earn a competitive rate now on our 18-month Upgrade CD and IRA.   If our rate increases, you can upgrade to the higher rate for the remainder of your term.
  7. Local Credit Card
    Enjoy Visa’s worldwide recognition with 9.50% APR5 on purchases, no annual fees and great, local customer service. Just call us to make payments and get assistance.
  8. Free Personal and Business Checking
    No per check charges, no monthly fee, no transaction limits and lots of services.
  9. Relationship Rates
    Get interest increases6 on CDs and IRAs based on the aggregate amount in all your accounts, including loans, CDs, IRAs, checking, savings, etc. Invest in us, and we’ll invest in you!
  10. Friendly, Local Customer Service
    We know you by name, not by account number.

You Decide

No matter why you decide to bank with us. We’re sure you’ll feel you made the right decision.
Just ask any of our customers.

1 Fees may apply.
2 There may be a penalty for early withdrawal. IRA standard interest rate is .50% higher, but relationship rates may make it more. $25 minimum deposit required to open an IRA. $500 minimum deposit required to open a CD.  Upgrade option can be used one time during the 18-month term.
3Loans subject to credit approval.
4 A minimum balance of $500 or $25 monthly automatic deposit is required until balance reaches $500. There may be a penalty for early withdrawal. Fees may reduce earnings.
5Subject to credit approval. Non-variable rates of 9.50% APR on purchases and balance transfers and 14.50% APR on cash advances. We reserve the right to change rates at our discretion with proper notification.  Up to $3 cash advance fee. Up to $15 late payment fee. Up to $15 returned payment fee.
6 There may be a minimum relationship balance to qualify.  $25 minimum deposit required to open an IRA.  $500 minimum deposit to open a CD.  A penalty may be imposed for early, and fees may reduce earnings.  Loans subject to credit approval.  Rates are subject to change.  Call (800) 841-6855 for current rates

Product descriptions herein do not take the place of required disclosures under federal and state regulations.  Please contact us for disclosures appropriate to these accounts.