Please read this information about our service area before completing an application for a loan or deposit product.
At least one applicant MUST be OVER 18 and reside in:
South Dakota, southwest Minnesota,
northwest Iowa or northeast Nebraska
If you reside outside of this area, the approval process will begin with the bank’s evaluation of whether the bank can adequately service your lending or deposit needs.
The online applications can be completed and submitted online. Account disclosures, if needed, will be given to applicants for loans and deposits after the application has been reviewed and/or upon approval. The Printable Applications are all in PDF and must be printed, completed and then mailed to or dropped off at the bank.
Select A Product To Apply Online
NOTE: If you would like to use your home or land as collateral for a consumer loan,
please complete the Mortgage Request, Mortgage Loan or HELOC application.
Select A Product for Printable Application
Send to the bank via mail to
PO Box 168, Alcester, SD 57001
or drop off at the bank.
Loans are subject to credit approval. Fees, limits and other conditions may apply on products and services.