Scams to Steal Your Identity Tips
- NEVER give out account numbers or personal information over the phone or via email unless YOU initiated the call.
- NEVER send personal information via email. Email is not secure. Financial institutions and government will never request personal information via email.
- Be careful when you shop online.
- Only do business with reputable companies or people you trust.
- Make sure there is a padlock symbol.
- Make sure address starts with “https”.
- Always log out of a secure site instead of just closing the window.
- Don’t carry your Social Security card with you. Keep it in a secure location.
- Do not imprint or write your social security number, driver’s license number or credit card number on your checks. If a merchant asks you to do this, ask them
- Why they need it
- If there’s an alternative to doing so
- What the consequences would be if you don’t do this
- Don’t mail payments or any other documents containing personal information from your mailbox.
- Use e-statements to reduce the chance of a thief taking your bank statement. An e-statement is emailed directly to you and requires a password to read it.
- Shred any paper that has any type of personal information on it. This includes credit card offers, bank statements and bills.
- Don’t set common PINs or passwords. This includes birth dates, social security number, phone number, maiden name, etc.
- Don’t use the same PIN or password for everything.
- NEVER write your PIN on your check card or anywhere in your wallet or your passwords next to your computer.
- Put “See ID” on the back of check and/or credit cards.
- Review bank statements and credit card statements as soon as you receive them. Check for any unauthorized charges and discrepancies. Get Internet Banking so you can review your accounts whenever you’d like and as often as you’d like.
- Annually get your free credit reports from the three major credit bureaus.
- Go to www.annualcreditreport.com.
- Call 1 (877) 322-8228.
- Spread them out. For example, get Equifax in January, Experian in May and TransUnion in September to monitor throughout the year.
- Opt out of unsolicited direct mail and telemarketing offers.
Credit cards are subject to approval. Fees and limits may apply on credit cards and check cards. Photo check cards have an annual fee of $6. Fees may reduce earnings on bank accounts. Internet Banking usage may be subject to a fee by your provider.
Product descriptions herein do not take the place of required disclosures under federal and state regulations. Please contact us for disclosures appropriate to these accounts.