As of 11/27/13
For Deposit and Home Purchase Rates, please call (605) 934-2500 or (800) 214-8410.
|Type of Loan||Interest Rate||APR|
|Community Home Improvement Program (CHIP)1||1.90%, 3.90% or 5.90%||1.90%, 3.90% or 5.90%|
Annual Percentage Rates (APRs) shown are effective for the date shown above. Rates are subject to change without notice.
Applicants must be over the age of 18 and reside in South Dakota, southwest Minnesota, northwest Iowa or northeast Nebraska. If you reside outside of this area, the approval process will begin with our evaluation of whether we can adequately service your lending needs.
Rates are subject to change without notice. Loan pricing may only be locked through a loan officer to be effective.
1 Annual Percentage Rates (APR) depend on income and county of residence. Rates range from 1.9% APR to 5.9% APR. This program is offered in partnership with the South Dakota Housing Development Authority. Loan must meet standard Lender underwriting guidelines and is subject to approval. Properties must be owner-occupied, single-family and located in South Dakota. Other conditions may apply. Loan subject to credit approval.