Fees

Product or Service Cost/Fee
Cashier’s Checks $3 Per Check
Pre-Paid Debit Card (in the bank)1 $3 Plus Load Amount
Ask For Disclosures For Other Fees
Stop Payments $10 Each
Outgoing Wire Transfer $25 Each
Incoming Wire Transfer $10 Each
Copies $.10 Per Copy
Laminating $1 Per Page/$.50 Per Card Size
Shazam Check Card1
Shazam ATM OnlyCard1
Shazam Photo Check Card1
Replacement of Shazam ATM Only or Check Card1 (Lost or Stolen)
None
None
$6 Annually – Free to Students
$20 Each – First One Free
State Bank of Alcester ATM Transaction Fee 
Privileged Status ATM Transaction Fee
Shazam ATM Transaction Fee
Other ATM Transaction Fee
When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used, and you may be charged a fee for a balance inquiry even if you did not complete a fund transfer.
None
None
$.75
$1.25 
3″ X 5″ Safe Deposit Box
5″ X 5″ Safe Deposit Box
3″ X 10″ Safe Deposit Box
5″ X 10″ Safe Deposit Box
10″ X 10″ Safe Deposit Box
$15 Annually
$20 Annually
$25 Annually
$30 Annually
$50 Annually
Dormant Accounts
An account is dormant if for 12 months you have made no deposits or withdrawals and have less than $100 in the account.
$2 Per Month
Paid Check Charge
Daily Maximum Paid Check Charge
Return Check Fee
Continuous Overdraft After One Day
Shazam Charge-back Fee
The categories of transactions for which an overdraft fee may be imposed are those by any of the following means:  check,in-person withdrawal or other electronic means.
$10 Per Check
$50 (5 Checks)
$15 Per Check
$5 Per Day
$15 Per Item
Statement Reprint $5 Each
Account Research $20 Per Hour
Fraudulent Deposit Fee $25 Per Item
Indemnity Bond $10 Each
Bank By Mail We provide you with the supplies needed, but you will pay postage if sending through the mail.
Night Deposit None
Notary Service None
Direct Deposit None
Telephone Banking None
Internet Banking1 None to use.  Your wireless provider may charge a fee for receiving an account alert.
Bill Pay None
Direct Deposit None
E-Statements None
Credit Card Advances2 None
Check Printing Fee Depends on Style of Check Ordered
Auction Sale/Clerking Fee Varies Based on Services Provided.
Redeeming Paper Savings Bonds None

1Fees may apply.
2Subject to Credit Approval. 
 Credit card advances may be subject to fees and finance charges by your card issuer per your credit card agreement.