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Free Checking Account |
Interest Checking Account1 |
| Minimum Balance | No mimimum balance | $500 minimum balance |
| Monthly Service Fee |
No monthly service fee | $5 monthly service fee or waived with minimum balance |
| Interest | None | Interest compounded monthly2 |
| Overdraft Protection |
Automatic transfer or line of credit3 |
Automatic transfer or line of credit3 |
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Statement
Options |
Image statements Online statements E-Statements |
Image statements Online statements E-Statements |
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Other Account
Benefits |
Check Card4 Internet Banking4 Bill Pay 24-hour Telephone Banking Unlimited Check Writing |
Check Card4 Internet Banking4 Bill Pay 24-hour Telephone Banking Unlimited Check Writing |
| How to Apply | Visit the Bank Call (605) 934-2500 Apply Online |
Visit the Bank Call (605) 934-2500 Apply Online |
1 Interest checking account cannot be held by Corporations, Partnerships, Limited Liability Partnerships, Associations, Business Trusts, Credit Unions, Mutual Insurance Companies, Crop Financing Organizations, Legal Services Plans or Farmers’ Cooperatives. Fees may reduce earnings.
2Fees may reduce earnings.
3 Subject to credit approval, and fees may apply.
4 Fees may apply.
2Fees may reduce earnings.
3 Subject to credit approval, and fees may apply.
4 Fees may apply.
Overdraft Protection Options
| Convenience Line | Automatic Transfer | |
| What is it? | A line of credit that advances funds to cover items (checks or charges) that overdraw your account | An automatic transfer from your checking or savings account to cover items (checks or charges) that overdraw your account |
| Limits | Limited to remaining unused credit amount, subject to credit approval, and fees may apply. | Must have a checking or savings account with State Bank of Alcester Limited to available funds in your checking or savings account |
| How to apply | Download and complete the application. Send it to the bank. Subject to credit approval, and fees may apply. | Download the complete the application. Send it to the bank. |
Product descriptions herein do not take the place of required disclosures under federal and state regulations. Please contact us for disclosures appropriate to these accounts.