Savings

Pick the account that is right for you.

   

 

Regular Savings Account

Insured Money Market  

Best Deal Savings Account

Minimum Balance No minimum balance $1000 minimum balance $25 per month minimum deposit required until balance reaches $500
Monthly
Service Fee
No monthly service fee $5 monthly service fee or waived with minimum balance No monthly service fee
Deposits Unlimited deposits Unlimited deposits Monthly automatic transfer required until balance reaches $500
Withdrawals Six transfers a month (unlimited withdrawals by mail, in person or at ATMs) Six transfers (including checks) a month (unlimited withdrawals by mail,
in person or at ATMs)
Same withdrawal rules as CD term
(Early withdrawal penalty may apply)
Interest Interest compounded quarterly1 Interest compounded monthly1
Interest compounded quarterly
(Same interest rates as CD term)2
Statement Options Image statements
Online statements
Image statements
Online statements
E-statements
Image statements
Online statements
Other
Account Benefits
ATM Card3
Internet Banking3
24-hour Telephone Banking
Check Card3
Internet Banking3
Bill Pay
24-hour Telephone Banking
Internet Banking3
24-hour Telephone Banking
How to
Apply
Visit the Bank
Call (605) 934-2500 
Apply Online
Visit the Bank
Call (605) 934-2500 
Apply Online
Visit the Bank
Call (605) 934-2500 


1 Fees may reduce earnings.
2A penalty may be imposed for early withdrawal.  A monthly automatic credit of at least $25 is required until the account balance reaches $500.  If the automatic transfers are stopped before reaching a balance of $500, the account will be closed with the early withdrawal penalty imposed. 
Fees may apply.Product descriptions contained herein do not take the place of required disclosures under federal and state regulations. Please contact us for disclosures appropriate to these accounts.