Savings

Pick the account that is right for you

 
Regular Savings Account
Insured Money Market
Best Deal Savings Account
Minimum Balance
No minimum balance$1000 minimum balance$25 per month minimum deposit required until balance reaches $500
Monthly Service Fee
No monthly service fee$5 monthly service fee or waived with minimum balanceNo monthly service fee
Deposits
Unlimited depositsUnlimited depositsMonthly automatic transfer required until balance reaches $500
Withdrawals
Six transfers a month (unlimited withdrawals by mail, in person or at ATMs)Six transfers (including checks) a month (unlimited withdrawals by mail, in person or at ATMs)Same withdrawal rules as CD term (Early withdrawal penalty may apply)
Interest
Interest compounded quarterly1Interest compounded monthly1Interest compounded quarterly
(Same interest rates as CD term)2
Overdraft Protection
NoneAutomatic transfer or line of credit3None
Statement Options
Image statements
Online statements
E-statements
Image statements
Online statements
E-statements
Image statements
Online statements
E-statements
Other Account Benefits
ATM Card4
Internet Banking5
Mobile Banking4
24-hour Telephone Banking
CheckCard4
Internet Banking5
Bill Pay4
Mobile Banking4
24-hour Telephone Banking
Internet Banking5
24-hour Telephone Banking
How to Apply
Visit the Bank
Call (605) 934-2500
Apply Online
Visit the Bank
Call (605) 934-2500
Apply Online
Visit the Bank
Call (605) 934-2500
1Fees may reduce earnings.
2A penalty may be imposed for early withdrawal. A monthly automatic credit of at least $25 is required until the account balance reaches $500. If the automatic transfers are stopped before reaching a balance of $500, the account will be closed with the early withdrawal penalty imposed.
3Subject to credit approval, and fees and limits may apply for each advance.
4Fees and limits may apply. Must be 18 years of age or older to have Bill Pay. Not all Mobile Banking Services are available on all types of mobile devices. Mobile Banking usage may be subject to a fee by your wireless service provider.
5Fees may apply. Internet Banking usage may be subject to a fee by your service provider.

Product descriptions contained herein do not take the place of required disclosures under federal and state regulations. Please contact us for disclosures appropriate to these accounts.

Personal Banking

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