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Regular Savings Account |
Insured Money Market |
Best Deal Savings Account |
|
| Minimum Balance | No minimum balance | $1000 minimum balance | $25 per month minimum deposit required until balance reaches $500 |
|
Monthly
Service Fee |
No monthly service fee | $5 monthly service fee or waived with minimum balance | No monthly service fee |
| Deposits | Unlimited deposits | Unlimited deposits | Monthly automatic transfer required until balance reaches $500 |
| Withdrawals | Six transfers a month (unlimited withdrawals by mail, in person or at ATMs) | Six transfers (including checks) a month (unlimited withdrawals by mail, in person or at ATMs) |
Same withdrawal rules as CD term (Early withdrawal penalty may apply) |
| Interest | Interest compounded quarterly1 | Interest compounded monthly1 |
Interest compounded quarterly
(Same interest rates as CD term)2 |
| Statement Options | Image statements Online statements |
Image statements Online statements E-statements |
Image statements Online statements |
|
Other
Account Benefits |
ATM Card3 Internet Banking3 24-hour Telephone Banking |
Check Card3 Internet Banking3 Bill Pay 24-hour Telephone Banking |
Internet Banking3 24-hour Telephone Banking |
| How to Apply |
Visit the Bank Call (605) 934-2500 Apply Online |
Visit the Bank Call (605) 934-2500 Apply Online |
Visit the Bank Call (605) 934-2500 |
1 Fees may reduce earnings.
2A penalty may be imposed for early withdrawal. A monthly automatic credit of at least $25 is required until the account balance reaches $500. If the automatic transfers are stopped before reaching a balance of $500, the account will be closed with the early withdrawal penalty imposed.
3 Fees may apply.Product descriptions contained herein do not take the place of required disclosures under federal and state regulations. Please contact us for disclosures appropriate to these accounts.
2A penalty may be imposed for early withdrawal. A monthly automatic credit of at least $25 is required until the account balance reaches $500. If the automatic transfers are stopped before reaching a balance of $500, the account will be closed with the early withdrawal penalty imposed.
3 Fees may apply.Product descriptions contained herein do not take the place of required disclosures under federal and state regulations. Please contact us for disclosures appropriate to these accounts.