Retirement Planning Center

Starting Early
Even if retirement is decades away, decisions you make now will affect your future financial security. Learn how time can make your money work for you.

Determining Retirement Expenses
How much will you need to have the retirement you want? Learn about determining your retirement expenses based on your life expectancy, essential expenses, discretionary expenses and factors outside of your control.

Reducing Expenses
Find out methods you can use to reduce your retirement expenses, so you can afford your retirement without giving up the things you love.

Planning for Retirement
What other planning do you need to do before you retire? Here are 10 helpful tips.

Playing Catch-up
You thought you had plenty of time to save for retirement, but now it’s just around the corner. Learn what decisions you can make now to ensure your financial security.

Determining Retirement Income
How are you going to pay for your retirement? Learn about determining your retirement income from assessing your current financial position to determining social security benefits.

Increasing Income
Find out ways to increase your retirement income, so you can afford your retirement without giving up the things you love. Discover the value of IRAs, mutual funds and being at your optimal mix.

The information provided in this page is not intended to be legal or tax advice.  You should consult your attorney or tax advisor for information that relates to your specific circumstances.

$25 minimum opening deposit on IRAs. A penalty may be imposed for early withdrawal.

Insurance and investment products are not FDIC insured or insured by any federal government agency.  Not a deposit.  Not guaranteed by State Bank of Alcester.  Subject to risk and may lose value.

Product descriptions herein do not take the place of required disclosures under federal and state regulations.  Please contact us for disclosures appropriate to these accounts.