What Your Credit Card Potential Test Score Means

Use It To Pay Off Your Other Charges

Have more flexibility for purchases, vacations, and cash advances.  Consolidate higher-interest credit card balances and save on interest as well. You’ll pay nothing for credit you don’t use.

Just compare your total score to our Credit Card Potential Chart. You may find that you could apply for more credit than you thought. Regardless of how you scored, apply for the credit limit you have in mind. That’s because our loan officers always try to find ways to meet the needs of our customers, not look for reasons why they can’t. 

Start your application today by calling (605) 934-2500 or (800) 214-8410.

CREDIT CARD POTENTIAL CHART

If Your Credit Card Test Score is…

15 to 17 points: You could qualify for a Credit Card up to $1,000.

18 to 21 points: You could qualify for a Credit Card up to $2,000.

22 to 27 points: You could qualify for a Credit Card up to $3,000.

28 to 32 points: You could qualify for a Credit Card up to $5,000.

Over 32 points: You could qualify for a Credit Card over $5,000.

This chart is for your information only. The credit card self-tests does not include all of the factors we consider in evaluating a credit request such as your payment history and your ability to meet your monthly obligations. We reserve the right of final loan approval.
 
Credit cards subject to credit approval.