Why Bank With Us?

  1. Easy Access to Your Accounts
    Internet Banking1 & Bill Pay1Mobile Banking1, E-statements, Check Cards2 and more!
  2. High IRA Rates
    Our IRA rate is at least .50 percent higher3 than a CD base rate so your money will grow faster. Plus our IRAs have no setup fee or annual fee.
  3. Local Loan Decisions4
    We understand your needs and wants because we live and work in your community, and we’re able to respond to your requests quickly because we make decisions locally.  Plus, our decisions are based on YOU, not just your credit score.
  4. Prime Visions Club
    Members ages 50 and over receive Custom Creations wallet checks for one account per household, up to 10 photocopies per month, no-fee cashier’s checks, planned trips, social events and more.
  5. CD Rates on a Savings Account
    Our Best Deal Savings Account5 allows you to get CD rates on monthly deposits as low as $25.
  6. Upgrade CD and IRA6
    Earn a competitive rate on our 18-month Upgrade CD and IRA.   If our interest rate increases, you can upgrade to the higher rate for the remainder of your term.
  7. Local Credit Card
    Enjoy Visa’s worldwide recognition with 9.50% APR7 on purchases, no annual fees and great, local customer service. Call to make payments from an account at our bank and get assistance.
  8. Free Personal and Business Checking
    No per check charges, no monthly fee, no transaction limits and lots of services.
  9. Relationship Rates
    Get interest increases8 on CDs based on the aggregate amount in all your accounts, including loans, CDs, IRAs, checking, savings, etc. Invest in us, and we’ll invest in you!
  10. Friendly, Local Customer Service
    We know you by name, not by account number.

You Decide

No matter why you decide to bank with us, we’re sure you’ll feel you made the right decision.
Just ask any of our customers.

1 Fees and limits may apply. Must be 18 years of age or older to have Bill Pay. Not all Mobile Banking Services are available on all types of mobile devices.  Internet Banking and Mobile Banking usage may be subject to a fee by your wireless service provider.

2 Fees and limits may apply.

3 A penalty may be imposed for early withdrawal. IRA standard interest rate is .50% higher, but relationship rates may make it more. $25 minimum deposit required to open an IRA.

4 Loans subject to credit approval.

5 $500 minimum balance or $25 monthly deposit required. A penalty may be imposed for early withdrawal.

6 $500 minimum deposit required to open a CD.  $25 minimum deposit to open an IRA.  Upgrade option can be used one time during the 18-month term. 

7 Subject to credit approval. Non-variable interest rates of 9.50% APR on purchases and balance transfers 14.50% APR on cash advances. We reserve the right to change interest rates at our discretion with proper notification. Up to $10 cash advance fee. Up to $25 late payment fee. Up to $15 returned payment fee. Limits may apply.

8 There may be a minimum relationship balance to qualify.  $500 minimum deposit to open a CD.  A penalty may be imposed for early withdrawal, and fees may reduce earnings on savings accounts.  Loans subject to credit approval.  Rates are subject to change.  Call (800) 841-6855 for current rates.

Product descriptions herein do not take the place of required disclosures under federal and state regulations.  Please contact us for disclosures appropriate to these accounts.

Personal Banking


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