Effective September 1, 2017
|Fee as of 9/1/2017|
|Cashier’s Checks||$5 per check
$2 for Prime Visions members
|Visa® Gift Card Purchase Fee1|
Amount loaded to Gift Card is in addition to the Purchase Fee. See Cardholder Agreement for complete details and fees.
|Stop Payments||$20 Each|
|Outgoing Wire Transfer||$25 Each|
|Incoming Wire Transfer||$10 Each|
|International Wire Transfer||$50 Each|
|Copies||$.10 Per Copy|
|Laminating||$1 Per Page/$.50 Per Card Size|
|Shazam Check Card1 or ATM-Only Card1||None|
|Replacement of Shazam ATM Only or Check Card1|
Lost or Stolen
|$20 Each – First One Free|
|State Bank of Alcester ATM Transaction Fee|
Privileged Status ATM Transaction Fee
Shazam ATM Transaction Fee
Other ATM Transaction Fee
When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used, and you may be charged a fee for a balance inquiry even if you did not complete a fund transfer.
|3″ X 5″ Safe Deposit Box|
5″ X 5″ Safe Deposit Box
3″ X 10″ Safe Deposit Box
5″ X 10″ Safe Deposit Box
10″ X 10″ Safe Deposit Box
An account will have a dormant fee charged if for 12 months you have made no deposits or withdrawals and have less than $100 in the account.
|$5 Per Month|
|Paid Check Charge|
Daily Maximum Paid Check Charge
Return Check Fee
Continuous Overdraft After One Day
Shazam Charge-back Fee
The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check,in-person withdrawal or other electronic means.
|$15 Per Check
$75 (5 Checks)
$20 Per Check
$5 Per Day
$15 Per Item
|Statement Reprint||$5 Each|
|Account Research||$25 Per Hour|
|Fraudulent Deposit Fee||$25 Per Item|
|Indemnity Bond||$10 Each|
|Bank By Mail|
You can also send your deposits and loan payments in a regular envelope to State Bank of Alcester, PO Box 168, Alcester, SD 57001.
|We provide you with the supplies needed, but you will pay postage if sending through the mail.|
|Internet Banking1||None to use. Your provider may charge a fee for usage or receiving an account alert.|
|Mobile Banking||None to use. Your provider may charge a fee for usage or receiving an account alert.|
|Credit Card Advances2||None|
|Check Printing||Fee Depends on Style of Check Ordered|
|Auction Sale/Clerking||Fee Varies Based on Services Provided.|
|Redeeming Paper Savings Bonds||None|
|Bill Pay3 A2A (Account to Account Transfer)||None|
|Bill Pay3 Same-Day Payment||$9.95 per item|
|Bill Pay3 Overnight Payment||$14.95 per item|
|Bill Pay3 Stop Payment||$10.00 per item|
|Bill Pay3 Popmoney Send Money Fee (3-day)||$1 for $5 to $999.99 per item
$2 for $1,000 or more per item
|Bill Pay3 Popmoney Send Money Fee (next-day)||$2 for $5 to $999.99 per item
$3 for $1,000 or more per item
|Bill Pay3 Popmoney Request Money Fee (3-day)||$1 for $5 to $999.99 per item
$2 for $1,000 or more per item
|Bill Pay3 Failed or Returned Transaction Fees||Fees listed in your Bill Pay Terms and Conditions.|
|Undeliverable Mail||$5.00 each|
|Duplicate Statement |
Paper statement is sent to 2 or more parties per cycle.
|$5.00 per duplicate statement
N/A for duplicate sent via e-statement
|Overdraft Protection Sweep|
Overdraft Protection is an automatic transfer from a linked account when overdrawn.
|$5.00 per sweep|
|Excessive withdrawal fee for Passbook Savings and Insured Money Market |
These accounts are allowed no more than six withdrawals per month by preauthorized transfer, automatic transfer, telephone or Internet Banking transfer, check, draft, check card or similar order to third parties. Any withdrawals exceeding the limit of six withdrawals per month are considered excessive withdrawals.
|$5.00 per item|
1Fees and limits may apply. The Visa Gift Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. Card may be used everywhere Visa debit cards are accepted. The Bancorp Bank; Member FDIC.
2Subject to Credit Approval. Credit card advances may be subject to fees, limits and finance charges by your card issuer per your credit card agreement.
³ Limits may apply to Bill Pay transactions. $5 minimum for Popmoney Payments.