Effective September 1, 2017

Product or Service
Fee as of 9/1/2017
Cashier’s Checks$5 per check
$2 for Prime Visions members
Visa® Gift Card Purchase Fee1
Amount loaded to Gift Card is in addition to the Purchase Fee. See Cardholder Agreement for complete details and fees.
Stop Payments$20 Each
Outgoing Wire Transfer$25 Each
Incoming Wire Transfer$10 Each
International Wire Transfer$50 Each
Copies$.10 Per Copy
Laminating$1 Per Page/$.50 Per Card Size
Shazam Check Card1 or ATM-Only Card1None
Replacement of Shazam ATM Only or Check Card1
Lost or Stolen
$20 Each – First One Free
State Bank of Alcester ATM Transaction Fee
Privileged Status ATM Transaction Fee
Shazam ATM Transaction Fee
Other ATM Transaction Fee
When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used, and you may be charged a fee for a balance inquiry even if you did not complete a fund transfer.
3″ X 5″ Safe Deposit Box
5″ X 5″ Safe Deposit Box
3″ X 10″ Safe Deposit Box
5″ X 10″ Safe Deposit Box
10″ X 10″ Safe Deposit Box
$15 Annually
$20 Annually
$25 Annually
$30 Annually
$50 Annually
Dormant Accounts
An account will have a dormant fee charged if for 12 months you have made no deposits or withdrawals and have less than $100 in the account.
$5 Per Month
Paid Check Charge
Daily Maximum Paid Check Charge
Return Check Fee
Continuous Overdraft After One Day
Shazam Charge-back Fee
The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check,in-person withdrawal or other electronic means.
$15 Per Check
$75 (5 Checks)
$20 Per Check
$5 Per Day
$15 Per Item
Statement Reprint$5 Each
Account Research$25 Per Hour
Fraudulent Deposit Fee$25 Per Item
Indemnity Bond$10 Each
Bank By Mail
You can also send your deposits and loan payments in a regular envelope to State Bank of Alcester, PO Box 168, Alcester, SD 57001.
We provide you with the supplies needed, but you will pay postage if sending through the mail.
Night DepositNone
Notary ServiceNone
Direct DepositNone
Telephone BankingNone
Internet Banking1None to use. Your provider may charge a fee for usage or receiving an account alert.
Mobile BankingNone to use. Your provider may charge a fee for usage or receiving an account alert.
Credit Card Advances2None
Check PrintingFee Depends on Style of Check Ordered
Auction Sale/ClerkingFee Varies Based on Services Provided.
Redeeming Paper Savings BondsNone
Bill Pay3 A2A (Account to Account Transfer)None
Bill Pay3 Same-Day Payment$9.95 per item
Bill Pay3 Overnight Payment$14.95 per item
Bill Pay3 Stop Payment$10.00 per item
Bill Pay3 Popmoney Send Money Fee (3-day)$1 for $5 to $999.99 per item
$2 for $1,000 or more per item
Bill Pay3 Popmoney Send Money Fee (next-day)$2 for $5 to $999.99 per item
$3 for $1,000 or more per item
Bill Pay3 Popmoney Request Money Fee (3-day)$1 for $5 to $999.99 per item
$2 for $1,000 or more per item
Bill Pay3 Failed or Returned Transaction FeesFees listed in your Bill Pay Terms and Conditions.
Tax Levy$30.00
Undeliverable Mail$5.00 each
Duplicate Statement
Paper statement is sent to 2 or more parties per cycle.
$5.00 per duplicate statement

N/A for duplicate sent via e-statement
Overdraft Protection Sweep
Overdraft Protection is an automatic transfer from a linked account when overdrawn.
$5.00 per sweep
Excessive withdrawal fee for Passbook Savings and Insured Money Market
These accounts are allowed no more than six withdrawals per month by preauthorized transfer, automatic transfer, telephone or Internet Banking transfer, check, draft, check card or similar order to third parties. Any withdrawals exceeding the limit of six withdrawals per month are considered excessive withdrawals.
$5.00 per item

1Fees and limits may apply. The Visa Gift Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc.  Card may be used everywhere Visa debit cards are accepted.  The Bancorp Bank; Member FDIC.
2Subject to Credit Approval. 
 Credit card advances may be subject to fees, limits and finance charges by your card issuer per your credit card agreement.
³ Limits may apply to Bill Pay transactions. $5 minimum for Popmoney Payments.

Personal Banking


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