Privacy

Privacy Policy

Last Revision Date:  12/11

What does the State Bank of Alcester do with your personal information?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number
  • Assets
  • Credit History
  • Checking Account Information
  • Account Balances
  • Payment History

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons the State Bank of Alcester chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does State Bank
of Alcester share?
Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s),
respond to court orders and legal investigations or report to credit bureaus
Yes No
For our marketing purposes –
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes –
information about your transactions and experiences
Yes No
For our affiliates’ everyday business purposes –
information about your creditworthiness
No We don’t share
For our affiliates to market to you No We don’t share
For nonaffiliates to market to you No We don’t share

 

Questions? Call (605) 934-2500 or go to www.statebankofalcester.com

 

Who we are
Who is providing this notice? The State Bank of Alcester
What we do
How does the State Bank of Alcester
protect my personal information?
To protect your personal information from unauthorized access and use,
we use security measures that comply with federal law. These measures
include computer safeguards and secured files and buildings
How does the State Bank of Alcester
collect my personal information?
We collect your personal information, for example, when you:

  • Open an account
  • Apply for a loan
  • Give us income information
  • Give us your employment history
  • Provide account information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes –
    information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights
to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be
financial and nonfinancial companies.

  • McKellips Insurance
Nonaffiliates Companies not related by common ownership or control. They can
be financial and nonfinancial companies.

  • The State Bank of Alcester does not share with non-affiliates
    so they can market to you.
Joint marketing A formal agreement between non-affiliated financial companies that
together market financial products or services to you.

  • ING Financial Partners, Inc.

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